How do I get paid for CTP ?
Miscellaneous For Cars / / August 12, 2017
- statement of the insured event
- The insurance contract Notification of an accident
- FAQ №748 of traffic
- protocol on administrative violation
Compulsory insurancethird party liability - CTP, is not intended to compensate for the damage brought to you in the event of a traffic accident, and to compensate the damage to the victim, brought you.Around it turns out that your car you will only be repaired at their own expense.
Accordingly, the money for the repair of the injured party will receive from your insurance company.Ideally, for how to get paid for the CTP, of course, can be considered if both participants are insured accident in the CTP, and recognized the mutual fault.But it can always happen that your opponent has expired period of insurance, then it is you will not get anything.
In any case, you will need to know the following.Immediately after the accident, you will need to find all the witnesses until they parted.If the incident is minor,
Not necessarily all hold until the police arrive, you can simply rewrite phone numbers and names, and surname.With the help of mobile phone take pictures of the scene, especially of nearby vehicles, so that the shot hit their numbers - is also potential witnesses.
Very well, if you have installed the DVR - his record is a proof for the court.In the majority of incidents are always clear one of the culprits, but just in case, better to err.Carefully inspect your car for damage.Insurance company recognizes the damage is only mentioned in the report, and the employee can make a great chance and miss out in the description of damage.
Well and, accordingly, then very carefully read the report.While waiting employee road inspection service, the operator call your insurance company to the insurance contract, the phone is sure to be printed, asking him about the order of your actions, then follow them.
important condition is guaranteed to get paid, it is that with the second person involved in the incident, you fill in the "Notice of the accident", which is attached to the insurance contract.Carefully make sure that it is signed on each copy, as well as you.
On the day of the accident you need to get a certificate # 748, which shall include at the bottom of a round seal of traffic and at the top of the left - corner stamp.The certificate shall specify the circumstances of the accident and painted all the damage.Next, you will appoint the date of the visit to the investigator, who ultimately will determine the culprit.Within 15 days after that you need to visit the insurer.
Thus have following: a statement of the insured event, notification of an accident, a certificate №748 of the traffic police, administrative violation protocol, regulation, PTS (power of attorney), then the driver's license, your bank details.The main thing - is to apply until the expiration of 15 days and the documents that were not enough, you can bring later.From the moment of all the certificates, the insurer is obliged within a month to transfer to your account compensation for damages.